Dash cams, small cameras usually mounted on the dash of the vehicle, that continuously record images and sounds while driving are becoming more popular in Canada. These tiny cameras, ranging in cost from $50 to $500, are being lauded as a massive investigative and defence tool for the insurance industry, as well as law enforcement.

Dash cam videos have been used successfully as evidence in traffic cases in various countries, including Canada. In cases involving conflicting testimonies and evidence, a video can be invaluable for determining liability or proving fraud. With respect to the insurance industry, a dash cam video can encourage an early settlement and save the insurance company the costs related to litigation and investigation.

For example, in one collision case in Kenora, Ontario, not only did the dash cam record a vehicle failing to stop at a stop sign, but the video also clearly showed that the driver was using his cell phone. In another case, a driver was charged with fraud after his vehicle was caught on the dash cam of the vehicle behind it backing into it. However, dash cams also have a negative side – don’t be tempted to adjust or otherwise interact with your dash cam while driving, not only could that result in an accident but if you’re caught on video you can also be charged with distracted driving.

Reid, Regan. Dash cams a bigger factor in coverage and claims. Canadian Insurance Top Broker posted on March 16, 2015 http://www.citopbroker.com/magazine-archives/dash-cams-a-bigger-factor-in-coverage-and-claims-7855

Seyler, John & Furyk, Mike. Dash Cam Evidence. Claims Canada posted on April 1, 2016 http://claimscanada.ca/dash-cam-evidence/

Sommerfeld, Lorraine. Like it or not, dash cams are here to stay. Driving posted on January 14, 2016 http://driving.ca/auto-news/news/like-it-or-not-dash-cams-are-here-to-stay